Bill Paying - Paying your bills on time and in full every month is a must. Whether it is a hectic schedule or just not your favorite task T.U.T.O.R. can handle this very important task for you.
Budgeting - Budgeting involves a very basic principle: Spend less - Save more. The first and most important step to effective financial planning is developing and implementing a budget. At T.U.T.O.R. We work with our clients in a simple but not easy four (4) step process to create a budget.
Debt Reduction - Debt Reduction is the next step after creating and implementing a Budget, T.U.T.O.R. will work and guide you through the process of implementing a successful Debt Reduction Plan. The process will include an in-depth look and prioritization of your debts including, guiding and supporting you in addressing any concerns you may have involving your creditors.
Goal Setting - Often times goals are confused with dreams. Understanding the difference between a dream and a goal is important and necessary to achieving a financially driven outcome. Having a “SMART'' goal doesn't mean it’s always “SMART.” T.U.T.O.R. is your accountability-partner in helping you determine and maintain properly aligned goals.
Specific - Measurable - Achievable - Relevant - Timely
Expense Reduction - The objective of the expense reduction consulting is to uncover costs associated with doing business that can be reduced or eliminated while still maintaining the efficiency of the business in terms of operations, customer service and profitability. This includes providing clients with services such as controlling long-term product and service costs along with developing expense reduction strategies to suit individual client needs.
Income Generation - Whether a for-profit or not-for-profit organization, we are committed to working with our client to develop strategies that are innovative, practical, and sustainable solutions to the challenges your organization is facing. We facilitate implementing plans of action with each client to increase profitability.
Grant Writing - We offer specific solutions that drive growth. At T.U.T.O.R., we work closely with our clients organizational staff, to complete your federal, state, or foundation grant application, proposal, or letter of inquiry, ensuring it’s highly competitive and thorough. We deliver a complete package for submission.
At T.U.T.O.R., we take the education of our clients very seriously. We seek to educate our clients on financial principles while assisting clients with paying off debt. The main objective of our Financial Literacy program and services, is counseling our clients to identify and change poor money management habits. We improve financial literacy using:
At T.U.T.O.R. we are offer a FREE formalized B2B (Business to Business) referral program. It is our intent to continuously invest into the community. If you are in need of any of the referral services or are a Small Business able to provide any of the referral services, we would love to hear from you as we are always looking for partners. We provide referrals for the following services: